Financing Options

Accessible Care for Every Family

We believe every child deserves access to expert assessment. That's why we offer multiple financing options to fit your family's needs.

Up to 60 Months

CareCredit Financing

Flexible payment plans up to 60 months, making comprehensive assessments accessible for every family.

Family-First

Flexible Scheduling

We work with your family's schedule to ensure the assessment process is as convenient as possible.

We Meet You Where You Are

Flexible Payments

We believe cost should never be a barrier to understanding your child. Clarity works directly with parents to create personalized payment arrangements that fit your family's budget — because every child deserves access to expert care.

Our Evaluations

Two tiers to match your family's needs

$2,997Comprehensive Evaluation
$1,997Focused Evaluation

Both include testing, report, and feedback session

Every Evaluation Includes

Initial parent consultation
Child-centered testing sessions
Comprehensive written report
Feedback session with parents
Practical recommendations
School communication support
Follow-up check-in
Resource referrals

Payment Plans

Interest-free monthly payments. No credit check required.

HSA / FSA

HSA and FSA cards accepted. Evaluations are eligible expenses.

Superbills

Detailed receipts for insurance reimbursement submission.

How We Compare

Clarity vs. typical Twin Cities providers

Typical Cost
Clarity$1,997 – $2,997
Others$3,500 – $5,000+
Wait Time
Clarity1 week or less
Others6 – 12 months
Location
ClarityMankato, MN
OthersTwin Cities (90+ min drive)
Assessment Tools
ClarityGold-standard (ADOS-2)
OthersVaries by provider
Written Report
ClarityComprehensive & clear
OthersOften clinical-only
Follow-Up Support
ClarityIncluded
OthersOften additional cost

Why We're a Private-Pay Practice

We made a deliberate choice to operate outside insurance networks so we can provide the quality of care your family deserves. Insurance companies often limit the number of testing hours, restrict which assessment tools can be used, and impose rigid timelines. By being private-pay, we can take the time needed to truly understand your child, use the best available tools, and provide a comprehensive report that makes a real difference. We never want to compromise on the quality of your child's evaluation.

Common Questions

Fees & Insurance FAQ

By operating as a private-pay practice, we can provide more thorough evaluations without the limitations insurance companies often impose — such as restricted testing time, limited assessment tools, or rushed timelines. This allows us to give your child the comprehensive attention they deserve. We provide superbills for you to submit for potential out-of-network reimbursement.

We accept all major credit and debit cards, HSA/FSA cards, cash, and checks. We also offer interest-free payment plans to make evaluations accessible to all families.

We offer flexible, interest-free payment plans that allow you to spread the cost over 3-6 months. There's no credit check required. We'll work with you during your discovery call to find an arrangement that fits your budget.

Yes! Psychological evaluations are an eligible expense for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use your HSA/FSA card directly at the time of service.

After your evaluation, we provide a detailed superbill (itemized receipt) with all the diagnostic and procedure codes your insurance company needs. Many families receive partial reimbursement through their out-of-network benefits. We recommend calling your insurance company before your evaluation to understand your specific out-of-network coverage.

Under the No Surprises Act, you have the right to receive a Good Faith Estimate explaining how much your medical care will cost. We provide this estimate before your evaluation so you know exactly what to expect — no surprises.

Your Right to a Good Faith Estimate

Under the No Surprises Act (effective January 1, 2022), health care providers are required to give patients who don't have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychologically testing services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

Let's Start Your Journey

When you're ready to schedule an evaluation or simply want to learn more, our team is here to support you every step of the way.